"Do I need a Will if I'm not wealthy?"
Yes. A Will is for anyone with responsibility. Even a single savings account should have a clear beneficiary to prevent it from being frozen.
"I'm too young / I'm not sick."
Accidents do not choose age. Without a Will, assets may be frozen, leading to a long, costly process for the family. Writing a Will now provides immediate peace of mind.
"I already have Insurance and a Trust."
A Will is still required to cover assets outside those policies (like personal belongings, cars, or new savings) and to appoint a Legal Guardian for children.
"Can I just write my own Will (DIY)?"
It is risky. The law requires strict conditions (witnessing, signing format, specific clauses). Any mistake can render the Will invalid. Professional drafting ensures compliance.
"Will my spouse automatically inherit everything?"
No. Without a Will, inheritance follows the Distribution Act—assets are split between the spouse, children, and parents. This often does not align with the client's wishes.